This booklet is based on research funded by the National Institute on Aging (NIA), part of the Federal Government’s National Institutes of Health at the U.S. Department of Health and Human Services. NIA conducts and supports research on aging and educates the public about health and aging to improve the lives of older people and their families.
NIA supports a large selection of research projects on the demographics and economics of aging, including retirement. Some of the content in this booklet is based on findings from one of these projects, the Health and Retirement Study (HRS), a large, ongoing survey. The HRS looks at how work and retirement are related to older adults’ health and well-being. Since 1992, the HRS has gathered information about the health, financial situations, family support systems, work status, and retirement planning of more than 22,000 people over age 50 in the United States. For more information about the HRS, visit www.nia.nih.gov/health/publication/growing-older-america-health-and-retirement-study .
Note: This booklet is not intended to provide individual retirement-saving advice. For more information about how to save in your personal situation, talk with a professional financial advisor.