Daniel is in his mid-40s and single. He has no children, other dependents, or siblings. He has moved from job to job throughout his career as a graphic artist and never thought much about joining any of his employers' retirement plans. Daniel isn't "independently wealthy," but he's not concerned about saving for retirement either. Signing up for a retirement plan and choosing where to invest his money have seemed too time-consuming and complicated. He believes that Social Security will support him in his older years.
Publication Date: September 2009
Page Last Updated: September 23, 2013