Judy is 45 years old, divorced, and the mother of two children. Her mortgage, food, child care, health care, household, and other expenses use up nearly all of her pay from her full-time office job. She has saved only $12,000 for her retirement. At this rate, Judy knows she won't have enough money to retire when she'd like to.
Publication Date: September 2009
Page Last Updated: November 11, 2011